About EZ Financial USA

Where banks close doors, we open them wide. EZ Financial USA offers specialized loans for Small and Mid-sized Enterprises (SMEs) and Commercial Real Estate ventures. Accessing funds is straightforward and efficient for all eligible businesses.

Our Commitment

EZ Financial USA is dedicated to enhancing the vitality and resilience of both SMEs and the Commercial Real Estate sectors. These crucial areas empower businesses of all sizes to thrive and contribute to the economic landscape. SMEs are the backbone of the economy, driving innovation, creating job opportunities, and fostering economic growth. The Commercial Real Estate sector is vital in providing spaces for businesses to operate, thereby supporting entrepreneurship and economic development.

Our Leadership

Richard L. Frost – President & CEO


Richard L. Frost is a seasoned business executive and investment banker with a wealth of experience across high-technology and alternative energy sectors. As a co-founder and Vice President of Operations at Infintium Fuel Cell Systems, Inc., Frost played a pivotal role in establishing partnerships with esteemed organizations such as the Gas Technology Institute, the U.S. Department of Energy, and various international development partners. He has also been the Partner and co-owner of North Dallas Financial, LLC, where he provided strategic funding solutions to over 50 high-tech companies across Texas and the Southwest.

Recruited by the government of the Navajo Nation, Frost co-founded Native Energy Development, LLC, enhancing the management of natural resources for Native American tribes with offices spanning the United States and Brazil. His leadership acumen was previously demonstrated as the President & CEO of a leading liquidator of bank debt, offering comprehensive financial services throughout the South and Southwest regions of the United States.

Frost's portfolio includes senior roles in NYSE-listed restaurant chains, where his innovative leadership in franchising and operations left a significant mark in the foodservice industry. A veteran of the Vietnam War, Frost served as a combat cameraman, a testament to his versatile career and personal resilience. He holds a Bachelor’s degree in Business with majors in Banking & Finance and Economics from the Walton School of Business at the University of Arkansas.

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1000 2nd Ave S, Ste 306, N Myrtle Beach, SC 29582

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